Trade Credit Intelligence.
Authored with Expert Insight.
United Credit Clearinghouse publishes AI powered trade credit research by RHK Recovery Group grounded in active commercial collections in a unified, personalized view.
What is UCC?
A View You Can Defend.
From Those Who’ve Worked the Cases.
UCC works within an active commercial collections firm. Years of debt recovery across foodservice, grocery, hospitality, and related industries have provided deep insight into payment behavior, default patterns, and recovery timelines—real-world experience that informs every rating we publish. Access requires a subscription credential. That gate keeps the research focused and the coverage current — delivered to the credit professionals who rely on it to make real decisions.
Mass Merchandisers Sector Report
Darden Restaurants, Inc.
U.S. Restaurant Sector Outlook
The Kroger Co.
Casey’s General Stores, Inc.
Chewy, Inc.
Dollar Tree
Fireman Hospitality Group
Walmart
Why Choose UCC?
The Intelligence Behind the Decision.
Trade Partners
338
Total A/R
$117,347,480
90+
Day Exposure
$1,373,721 across 71 trade partner(s) (1.2% of open book). Recommend collection escalation on aged tranches.
Walmart
Costco
B&G Foods
Aldi
Sysco
Kroger
Publix
Industries We Cover
Nine Verticals. No General Scores.
Built around the trade channels where credit risk concentrates and mistakes carry real costs, our coverage is informed by years of active collections work in these markets. We bring analyst-level expertise developed from the ground up to every vertical.
Trusted by the Teams Managing Real Exposure.
KEY PLATFORM FEATURES
Our Research Desk Works Differently.
Analyst-Authored.
Not Algorithm-Scraped.
Every single-name note is authored by an analyst with direct sector experience. We defend our ratings in simple terms and revise them in writing when the facts change. No black-box outputs. No model-driven probabilities.
Narrow Coverage.
Deep Conviction.
Nine sectors, not fifty—foodservice distribution, restaurants and hospitality, grocery and supermarket, drug and pharmacy, mass merchandise, and adjacent verticals—covered with name-by-name conviction that broad-coverage services can’t match. Depth over breadth is the model.
Built Inside a
Collections Firm.
RHK Recovery Group recovers commercial debt across the same sectors. Every UCC rating is sharpened against real AR files, payment histories, and default sequences from active commercial relationships. Each report is where theory meets practice and is not extrapolated from public filings.
Live PACER Surveillance.
Daily Chapter 11 docket monitoring across federal bankruptcy courts is triaged against the UCC coverage universe and delivered as priority alerts. Reclamation windows close fast and preference exposure builds. Subscribers know before the headlines—and act on it.
Contact Us
The Research Desk Is Open.
Subscribe for full access: single-name analyst notes, live PACER bankruptcy alerts, and sector intelligence across all ten verticals. Or book a 20-minute demo and see exactly what you would be working with before you commit.